Private Pay Home Care

Flexible private pay home care that starts right away

No Medicaid paperwork, no eligibility wait. Tell us your schedule and we'll match a background-checked Florida caregiver — often within 24 hours.

  • Care can begin in as little as 24 hours
  • Flexible hourly, overnight & live-in plans
  • Change or scale your hours anytime
  • Transparent, straightforward rates
A Cottage private-pay caregiver assisting a senior at home in South Florida
Florida Agency for Health Care Administration LicensedCHAP CertifiedLicensed Home Care AgencyCHAP Seal of AccreditationHIPAA CompliantFlorida Agency for Health Care Administration LicensedCHAP CertifiedLicensed Home Care AgencyCHAP Seal of AccreditationHIPAA CompliantFlorida Agency for Health Care Administration LicensedCHAP CertifiedLicensed Home Care AgencyCHAP Seal of AccreditationHIPAA Compliant

What is private pay home care?

Private pay home care means you pay directly for care — no Medicaid application, no insurance approval, no waitlist. You choose the caregiver, the schedule, and the level of care, and you can start or change service whenever you need. It's the fastest way to get a trusted caregiver into your loved one's home in Florida.

Flexible home care, across all of Florida

Need a caregiver near you? We match you with a trusted private pay caregiver from the team closest to your home. Get a few hours a week or full live-in care, anywhere in Florida — from Miami and Fort Lauderdale to Tampa, Orlando, and Jacksonville. No Medicaid wait. Care can start on your schedule, often within 24 hours.

  • Hourly Care

    A few hours a week or daily visits — support exactly when you need it.

  • Overnight Care

    Restful nights with a caregiver on hand for safety and support.

  • Live-In & 24-Hour

    Around-the-clock care from a dedicated caregiver at home.

  • Respite Care

    Short-term relief so family caregivers can rest and recharge.

  • Personal Care

    Bathing, dressing, mobility, and daily living assistance.

  • Memory Care

    Specialized, compassionate support for Alzheimer’s and dementia.

Statewide service areaOur offices — Miami & Fort Lauderdale
Cottage Home Care caregiver ready to provide flexible private-pay home care in South Florida
How it works

From first call to care — often within a day

Getting started is easy. Just one call, and we match a trusted caregiver to your family; care can start within 24 hours.

  1. 1

    Tell us what you need

    Share your loved one’s situation and the schedule you’re looking for.

  2. 2

    We build your care plan

    A personalized plan and a caregiver matched to your family — no eligibility wait.

  3. 3

    Care starts — often within 24 hours

    Your caregiver begins, and you can adjust hours or care whenever life changes.

Cottage Home Care caregivers serving South Florida families
Our Care Pros

Background checked, skill assessed, and heart approved.

Every Cottage caregiver in Florida is carefully screened, background checked, and trained to deliver safe, skilled care in your loved one's home.

When it comes to Alzheimer's, dementia, or mild cognitive impairment, we take extra care to pair your loved one with a caregiver who understands memory loss and knows how to help.

  • Background checked
  • Skill assessed
  • Heart approved

Trusted by South Florida families

Real reviews from the families we care for across Miami-Dade, Broward, and Palm Beach.

Elena R.Verified
Cottage made it so easy to arrange care for my mother. Our caregiver treats her like family, and I finally have peace of mind knowing she is safe at home.
Miami, FL
Marcus G.Verified
From the first call, the team was warm and organized. They matched us with a caregiver quickly and the care has been outstanding every single day.
Fort Lauderdale, FL
Carmen S.Verified
After my husband’s surgery we needed help fast. Cottage handled everything and the caregivers were compassionate, punctual, and truly skilled.
West Palm Beach, FL
David L.Verified
Being able to be paid to care for my dad through the Medicaid program changed everything for our family. Cottage walked us through every step.
Hollywood, FL
Rosa N.Verified
The team went above and beyond to make sure I understood every option. Patient, kind, and genuinely caring — five stars without hesitation.
Hialeah, FL
Elena R.Verified
Cottage made it so easy to arrange care for my mother. Our caregiver treats her like family, and I finally have peace of mind knowing she is safe at home.
Miami, FL
Marcus G.Verified
From the first call, the team was warm and organized. They matched us with a caregiver quickly and the care has been outstanding every single day.
Fort Lauderdale, FL
Carmen S.Verified
After my husband’s surgery we needed help fast. Cottage handled everything and the caregivers were compassionate, punctual, and truly skilled.
West Palm Beach, FL
David L.Verified
Being able to be paid to care for my dad through the Medicaid program changed everything for our family. Cottage walked us through every step.
Hollywood, FL
Rosa N.Verified
The team went above and beyond to make sure I understood every option. Patient, kind, and genuinely caring — five stars without hesitation.
Hialeah, FL

Private pay home care — your questions answered

How flexible private care works, what it costs, and how quickly we can start in South Florida.

Because there’s no Medicaid application, private pay care can often start within 24 hours. Once we understand your needs and match a caregiver, we move as fast as your family needs.

Get in touch

Visit our Miami & Fort Lauderdale offices

Stop by, call, or send us a message. Our local team is here to answer your questions and help you get started.

Let’s build your care plan

Are you the patient?