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Melody Benefit Card Explained Tax-Free HHA Benefits & Uses

Melody benefit card for HHAs explained

Jan 8, 2026About 1 min

What is the Melody Benefit Card? Watch how Cottage Home Care HHAs use this tax-free card, what it covers, and how to make the most of your caregiver perks.

Melody and similar benefit cards help agencies offer supplemental perks without taxable income surprises for caregivers.

The video explains which expenses qualify, how to activate cards, and what HHAs should save for year-end reporting.

Caregivers employed through Cottage can call 516-367-2266 and ask HR about current Melody benefit enrollment.

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