Cottage Home Care connects Santa Rosa County families with trusted, background-screened caregivers, clear Florida Medicaid guidance, and flexible private-pay care, all coordinated by our Florida care team.
Request care in Santa Rosa County
From the county seat in Milton to the waterfront neighborhoods of Gulf Breeze and Navarre, Cottage Home Care helps Santa Rosa County families care for the people they love without leaving home. We support seniors, adults living with disabilities, and anyone recovering from surgery or a hospital stay who wants to remain in their own house near the Blackwater River and the Gulf rather than move into a nursing home or assisted living facility. Staying home means keeping familiar routines, neighbors, and a front porch you know, and our caregivers make that possible with hands-on help every day.
From your very first call, our Florida care team walks you through Florida Medicaid and the Statewide Medicaid Managed Care Long-Term Care program (SMMC-LTC), a statewide benefit that reaches families right here in Santa Rosa County. We explain what the program covers, help gather the paperwork, and take the guesswork out of qualifying. In many cases a qualified family member or trusted friend can be hired and paid to provide the care themselves through Florida's participant-directed options, so a daughter in Pace or a neighbor in Bagdad can be the one at the bedside. Every caregiver we coordinate is trained and background-screened for your peace of mind.
If you would rather not wait on eligibility, or you simply want care to begin right away, our private-pay option is ready when you are. You choose the schedule, whether that is a few hours a week for companionship in Jay, overnight support in Holley, or full live-in care in Gulf Breeze, and services can often start within about 24 hours with no eligibility process to complete first.
Cottage Home Care proudly serves families in Milton, Gulf Breeze, Navarre, Pace, Jay, Bagdad, Holley, and communities throughout Santa Rosa County.
Cities we serve in Santa Rosa County
SMMC-LTC is a statewide Florida Medicaid program, which means Santa Rosa County families qualify for the same long-term care benefits available anywhere in the state. You do not need a storefront down the road to get help. Our Florida care team coordinates trained, background-screened caregivers for households from Milton and Pace to Navarre and Gulf Breeze, all under the statewide program.
The application and eligibility process can feel overwhelming, especially for a family already stretched thin caring for a loved one in Bagdad or Chumuckla. We review your situation, explain what SMMC-LTC covers, and help complete the paperwork, all at no cost and with no obligation. For those who qualify, in-home care comes at little to no out-of-pocket expense.
Through Florida's participant-directed Medicaid options, a qualified family member or close friend can often be hired and paid to provide care. That means the son who already drives in from Milton or the neighbor who checks in each morning in Holley can be compensated for the care they are giving. We help Santa Rosa County families set this up the right way.
When you need help now, private pay skips the eligibility wait entirely. Families in Gulf Breeze, Navarre, and across Santa Rosa County can arrange flexible hourly, overnight, or live-in care and often have a caregiver in place within about 24 hours. You set the schedule and adjust it as needs change, with no long-term commitment required.
Most Florida families use Medicaid to cover home care. Others start privately within 24 hours. One free call and we’ll tell you which path fits — no obligation.
Statewide Medicaid Managed Care — Long-Term Care (SMMC-LTC)
Florida Medicaid covers in-home care at no cost for eligible seniors. Through the Participant Directed Option, a family member can even be hired and paid as the caregiver.
Flexible care with no Medicaid paperwork or waiting
Choose the schedule you need — hourly, overnight, 24-hour, or live-in care anywhere in South Florida — and we match a trusted caregiver right away.
Not sure which path is right for your family? We’ll walk you through both — free, with no obligation.
Ready to find the right home care in Florida?
From everyday personal care to specialized memory support, our South Florida caregivers deliver personalized care at home — through Florida Medicaid or private pay, we’ll help you find the right fit.
Bathing, dressing, grooming, toileting, and everyday mobility support.
Companionship, supervision, errands, and genuine emotional support.
Specialized, patient memory care delivered in familiar surroundings.
Light housekeeping, laundry, and home-cooked meal preparation.
Around-the-clock and live-in care for higher-need routines.
Free help with SMMC-LTC eligibility, or flexible private-pay plans.
Real reviews from the families we care for across Miami-Dade, Broward, and Palm Beach.
Cottage made it so easy to arrange care for my mother. Our caregiver treats her like family, and I finally have peace of mind knowing she is safe at home.
From the first call, the team was warm and organized. They matched us with a caregiver quickly and the care has been outstanding every single day.
After my husband’s surgery we needed help fast. Cottage handled everything and the caregivers were compassionate, punctual, and truly skilled.
Being able to be paid to care for my dad through the Medicaid program changed everything for our family. Cottage walked us through every step.
The team went above and beyond to make sure I understood every option. Patient, kind, and genuinely caring — five stars without hesitation.
Cottage made it so easy to arrange care for my mother. Our caregiver treats her like family, and I finally have peace of mind knowing she is safe at home.
From the first call, the team was warm and organized. They matched us with a caregiver quickly and the care has been outstanding every single day.
After my husband’s surgery we needed help fast. Cottage handled everything and the caregivers were compassionate, punctual, and truly skilled.
Being able to be paid to care for my dad through the Medicaid program changed everything for our family. Cottage walked us through every step.
The team went above and beyond to make sure I understood every option. Patient, kind, and genuinely caring — five stars without hesitation.
Quick answers about Florida Medicaid, private pay, and getting started with in-home care in Santa Rosa County.
Yes. We coordinate in-home care for families across all of Santa Rosa County, from the county seat in Milton to Gulf Breeze, Navarre, Pace, Jay, Bagdad, Holley, and the smaller rural communities in between. While our offices are in South Florida, care is arranged and overseen by our Florida care team, and our caregivers come to you wherever you live in the county.
Stop by, call, or send us a message. Our local team is here to answer your questions and help you get started.
