Private Pay
Home Carein New York
Flexible home care paid directly by you or your family — Cottage Home Care New YorkSkip the waiting. Private pay home care starts on your schedule, not an insurance company's. Get personalized support from Cottage Home Care, a private pay home care agency serving families across New York.
The one thing Medicaid can't offer is speed. If timing matters more than waiting for approval, this is the option built for that.
What Is Private Pay In Home Care?
Private pay means care starts when you decide, not when an application clears. You pay directly. No Medicaid wait, no insurance approval, no delay between deciding you need help and getting it.
Start This Week
No approval process. Care begins as soon as you’re ready.
No Insurance Required
Pay directly and keep full control over the plan.
Your Schedule, Your Team
Choose the hours, services, and caregiver that fit your family.
Home Care Professionals
Successfully Managed Care
Senior Medical Consultants
Ready to Get Started?
Talk to Our Private Pay Team Today
Whether you're planning ahead or need care to start this week, we can help you understand your options and build a plan that fits your family and budget.
Resources & Documentation
Why Choose Us?
Experience and Expertise
With years of experience in the home care industry, we have the knowledge and expertise to provide peace of mind.
Compassionate Caregivers
Our caregivers are carefully screened, trained, and selected for their compassion, reliability, and dedication to their craft.
Benefit of Private Pay Services
Custom Tailored Care Plan
Your plan is built around your schedule, not the other way around.
Flexible Scheduling
Change your hours as your situation changes. No re-approval process, no waiting.
Dedicated Caregivers
The same caregiver, consistently. Matched to your family, not rotated in from a list.
Peace of Mind
One phone call today. Care can begin this week.
Every benefit above starts the same way. A phone call, not a form that takes weeks to process.
These are real families in your neighborhood who made the same call you're thinking about making.
Testimonials From Our Patients
and CareGivers
Cinthya Almendarez
Profession : Patient
Service: HHA
Riverside Select Services, LLC DBA Cottage Homecare Services is a spectacular agency with a great work environment. I can call any hour and there is always someone on the phone who will answer me and provide the help I need.
Rated 5 out of 5
5
Sherry Fiedtkou
Profession : Patient
Service: HHA
I'm having the best experience working with Riverside Select Services, LLC DBA Cottage Homecare Services The staff and management is exceptional because I've been working in the Home care for 17 years and this is one of the best agencies.
Rated 4.8 out of 5
4.8
Natividad Mateo
Profession : Patient
Service: NHTD
Excellent customer service and employee service, always with a smile. Staff is caring and loving and receptive to your needs. Great home care agency to sign up with for work, or to receive Homecare services at home.
Rated 5 out of 5
5
Service Area
Cottage Home Care serves downstate New York
Cottage Home Care serves families across the Bronx, Brooklyn, Manhattan, Queens, Staten Island, Nassau, Suffolk, and Westchester Counties, backed by more than 4,000 trained, expert caregivers and Registered Nurse input on every care plan, focused on safety, dignity, and well-being. Offices in Freeport, Queens, and Jamaica.
Frequently Asked Questions
Private pay refers to home care services paid out-of-pocket by clients or their families, rather than through insurance or government assistance programs. This method offers greater flexibility and control over the care received.
Our private pay services include personalized care plans that may cover daily living activities, medication management, and specialized care for seniors or individuals with disabilities, provided by our qualified Home Health Aides (HHA) and Personal Care Aides (PCA).
Choosing private pay might be suitable if you seek more personalized care options, need services not covered by insurance, or prefer the simplicity of direct payments. We recommend consulting with our care coordinators to discuss your specific needs and how we can best meet them.
Costs are based on the type and amount of care needed, as well as the duration of services. We provide a detailed and transparent pricing model during your initial consultation and tailor it to meet the specific care requirements and budget considerations of your family.
It depends on the level of care and hours needed. Call (516) 367-2266 for a straightforward, no-obligation quote based on your specific situation. We’d rather give you a real number than a vague range.
To get started, please contact our office to schedule an in-depth consultation. We will discuss your care needs, our services, and how private pay can be structured to best support you or your loved one.
Absolutely. One of the advantages of private pay is the ability to fully customize the care plan to the specific health conditions, preferences, and schedules of our clients, ensuring they receive the most appropriate and effective care.
You've seen how private pay works and what it costs to find out. The next step isn't more research. It's one call: (516) 367-2266.